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Credit card processing is the system to collect money from the customers who can also pay for merchandise or services with credit cards. The mediating company that processes the transactions between the merchant’s customer and the customer credit provider (Bank) is called Merchant Services because this company is the one actually processing credit/debit card processing. There are numerous companies providing Merchant services and these companies also have agents that promote Merchant Services and in this context these agents they are providing Agent Services for Credit Card Processing.  Now-a-days is  very common for people to use credit cards instead of cash because  of theft.  In the event a credit card is stolen the credit card holder can call the Credit Card Provider and have the card blocked so that it cannot be used.  Because it is safe and secure Merchant services for Credit Card Processing is in great demand and has become a flourishing business. Plus is more convenient to carry a Credit Card instead of a ward of cash.  Customer tends to spend more when using a credit card thus making more business for Merchant who provide Credit card processing Services.
Merchant services companies also charge a meager percentage for the services they rending for credit card processing. This charge is known as credit card processing fee. The fee is  charged every time a transaction takes place.